Your options depend on the amount of money and assets you have.
You can pay your debts in instalments by setting up: You can apply for a Debt Relief Order or Bankruptcy Order if you can’t pay your debts because you don’t have enough money or assets you can sell.
This was very misleading, and the Financial Conduct Authority (FCA) took action against some companies to stop this type of advertising.
The FCA who regulate the debt advice sector has continued to bring these types of companies to account.
Your financial institution will be able to tell you which of your debts you will be able to pay off with the loan that they grant you.